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LADOUCEUR v. ALLSTATE INS. CO.

205 A.D.2d 832 (1994)

615 N.Y.S.2d 293

Cedric Ladouceur, an Infant, by Yvenide Ladouceur, His Mother and Natural Guardian, et al., Appellants, v. Allstate Insurance Company, Respondent, et al., Defendant

Appellate Division of the Supreme Court of the State of New York, Third Department.

June 2, 1994

All parties agree that defendant Linda Morales and the infant plaintiff were insureds under an insurance policy provided by defendant Allstate Insurance Company. The insurance policy, however, clearly excludes liability coverage for bodily injury to an insured person. When language in an insurance policy is clear and unambiguous, reference to extrinsic evidence is neither necessary nor warranted. Under the circumstances, Supreme...

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