LAY, Circuit Judge.
Richard P. Kesterke ("Kesterke") filed a complaint with the Metropolitan Human Relations Commission of the City of Fort Wayne, Indiana ("Metro"), claiming that United Farm Bureau Mutual Insurance Company, Inc. ("Farm Bureau") refused to renew his homeowner's insurance policy because he lived in a racially mixed neighborhood. Pursuant to the contractual relationship between Metro, which is a local civil rights agency, and the United States Department...
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