OPINION
PARKER, Judge.
Appellants seek review of a declaratory judgment holding that a claim for bodily injury fell outside the scope of applicable insurance coverage. We affirm.
FACTS
This matter arose out of an accident in November 1985 involving an all-terrain vehicle (ATV). Appellants Lori Coppa and Daniel Whaley were visiting the Nelsons' daughter. With the Nelsons' consent, the teenagers rode the ATV throughout the Nelsons' property...
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