OPINION
AMUNDSON, Judge.
Respondent Northbrook Insurance Company commenced this declaratory judgment action in May 1990, asserting appellant American States Insurance Company was obligated to provide a defense in a personal injury action. Northbrook was providing a defense to its insured, Fine Properties of Minnesota, which owned a shopping center in which American States' insured, New York Bakery & Bagel, was a tenant. The American States policy listed...
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