OPINION
HUSPENI, Judge.
Dr. Raymond Mielke and the Northwestern College of Chiropractic (the "college") were sued for malpractice. Both St. Paul Fire and Marine Insurance Company ("St. Paul") and National Chiropractic Mutual Insurance Company ("National"), which had issued professional liability policies covering Dr. Mielke and the college, provided defense. When the underlying action was settled shortly before submission to the jury, St. Paul contributed...
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