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  5. 868 S.W.2d 33 (1993)
 

P.A.M. TRANS., INC. v. ARK. BLUE CROSS & BLUE SHIELD

No. 93-59.

868 S.W.2d 33 (1993)

315 Ark. 234

P.A.M. TRANSPORT, INC., Appellant, v. ARKANSAS BLUE CROSS AND BLUE SHIELD, Appellee.

Supreme Court of Arkansas.

Opinion Supplementing Decision on Denial of Rehearing January 10, 1994.

Attorney(s) appearing for the Case

Kenneth S. Hixson, Fayetteville, for appellant.

George R. Rhoads, David R. Matthews, Rogers, for appellee.

NEWBERN, Justice.

This is an insurance contract case. The appellant, P.A.M. Transport, Inc. (PAM), entered a contract with the appellee, Arkansas Blue Cross and Blue Shield (BCBS), which provided that BCBS would administer the health care claims of PAM employees. BCBS was to adjust and then pay all claims submitted by PAM employees. BCBS would then bill PAM, monthly, for reimbursement of the claims plus an administrative fee. The agreement provided PAM's annual liability...

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