MEMORANDUM OPINION AND ORDER
PAYNE, District Judge.
Patricia W. Fromal, a voluntary debtor under Chapter 7 of the Bankruptcy Code, appeals from a final order of the United States Bankruptcy Court for the Eastern District of Virginia, Norfolk Division, (Hal D. Bonney, Judge), sustaining the objections of John E. Robins, Jr., an unsecured creditor, and Jack D. Maness, the Trustee, to exemptions claimed by Fromal pursuant to 11 U.S.C. § 522(d)....
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