MEMORANDUM OPINION
JAMES G. MIXON, Chief Judge.
On September 11, 1992, Nathan and Lena Matlock (debtors) filed a voluntary petition for relief under the provisions of chapter 13 of the United States Bankruptcy Code. The debtors' proposed plan and schedules lists Lomas Mortgage U.S.A. (Lomas) as a creditor holding a claim of $44,175.02 secured by a first deed of trust lien on the debtors' personal residence. The plan proposes that the debtors retain their...
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