GWIN, Presiding Judge.
On February 4, 1991, defendant, Misty Jo Perry, daughter of Paul and Diana Perry ("insureds"), shot and injured intervening defendant-appellant, Kurt Woolum ("injured party"), with a .357 caliber handgun. On May 29, 1991, the injured party, through his mother and guardian Connie Dildine, filed suit against the insureds for the physical injuries sustained. At the time of the shooting, the insureds had in effect a homeowner's insurance policy...
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