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GOLDEN DOOR JEWELRY, CREATIONS, INC. v. LLOYDS UNDERWRITERS NON-MARINE ASSOC.

Nos. 91-5223, 91-5913.

8 F.3d 760 (1993)

GOLDEN DOOR JEWELRY CREATIONS, INC., a corporation and Suisse Gold Assayer & Refinery, Inc., a corporation, Plaintiffs, Leach & Garner Company, Plaintiff-Intervenor-Appellee, Cross-Appellant, Westway Metals Corp., Plaintiff-Intervenor-Appellee, Cross-Appellant, Capital Bank and Stern Metals, Inc., Plaintiffs-Intervenors, v. LLOYDS UNDERWRITERS NON-MARINE ASSOCIATION, an association licensed to underwrite insurance in the State of Florida and Peter Frederick Wright, Defendants-Appellants, Cross-Appellees, Sanford Credini and Lawrence Systems, Inc., Defendants-Intervenors. LEACH & GARNER COMPANY, Plaintiff-Appellee, Cross-Appellant, v. Peter Frederick WRIGHT, Defendant-Appellant, Cross-Appellee. GOLDEN DOOR JEWELRY CREATIONS, INC., a corporation and Suisse Gold Assayer & Refinery, Inc., a corporation, Plaintiffs, Leach & Garner Company, Plaintiff-Intervenor-Appellee, Westway Metals Corp., Plaintiff-Intervenor-Appellee, Capital Bank and Stern Metals, Inc., Plaintiffs-Intervenors, v. LLOYDS UNDERWRITERS NON-MARINE ASSOCIATION, an association licensed to underwrite insurance in the State of Florida and Peter Frederick Wright, Defendants-Appellants, Sanford Credini and Lawrence Systems, Inc., Defendants-Intervenors. LEACH & GARNER COMPANY, Plaintiff-Appellee, v. Peter Frederick WRIGHT, Defendant-Appellant.

United States Court of Appeals, Eleventh Circuit.

December 6, 1993.

Attorney(s) appearing for the Case

Henry Burnett, Fowler, White, Burnett, Hurley Banick & Strickroot, Sam Daniels, David B. Pakula, Paul, Landy, Beiley & Harper, P.A., Miami, FL, for Peter F. Wright and Lloyds Underwriters.

Timothy J. Armstrong, Coral Gables, FL, for Jewelers Mut. Ins. — amicus curiae.

Ronald B. Hamilton, Cozen & O'Connor, Philadelphia, PA, for Leach & Garner.

Joseph L. Rebak, Tew & Garcia-Pedrosa, Miami, FL, for Westway Metals Corp.

Before TJOFLAT, Chief Judge, EDMONDSON, Circuit Judge, and DYER, Senior Circuit Judge.

TJOFLAT, Chief Judge:

This case involves a jewelers' block insurance policy issued by defendants-appellants Lloyds Underwriters Non-Marine Association and underwriters Peter Wright, et al. (collectively "Lloyds"). The district court reformed the insurance policy and granted the motions for summary judgment filed by intervenor-plaintiffs (and appellees) Leach & Garner Company ("Leach") and Westway Metals Corporation ("Westway...

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