FINDINGS OF FACT AND CONCLUSIONS OF LAW
JAMES F. QUEENAN, Jr., Chief Judge.
On March 21, 1989, Richard and Susan Zablonski (the "Debtors") obtained a loan from Northern Mortgage Company, using the proceeds to purchase residential real estate located at 9 Ford Street, Gardner, Massachusetts (the "Property"). The Property is a two family home. The Debtors occupy one unit as their primary residence. The other unit is rented and generates $500 per month...
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