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IN RE RIVERA

Bankruptcy No. 91-1645-BKC-3P7, Adv. No. 91-900.

151 B.R. 602 (1993)

In re Scott R. RIVERA and Marla R. Rivera, a/k/a Marla Lynn Rapp, Debtors. HOUSEHOLD CREDIT SERVICES, Plaintiff, v. Scott R. RIVERA and Marla R. Rivera, a/k/a Marla Lynn Rapp, Defendants.

United States Bankruptcy Court, M.D. Florida, Jacksonville Division.

March 9, 1993.

Attorney(s) appearing for the Case

MaryEllen G. Koberg, Frith & Stump, P.A., Orlando, FL, for plaintiff.

R. Jason de Groot, Deltona, FL, for defendants.

FINDINGS OF FACT AND CONCLUSIONS OF LAW

GEORGE L. PROCTOR, Bankruptcy Judge.

This proceeding is before the Court upon the complaint of Household Credit Services seeking to except a debt from discharge pursuant to 11 U.S.C. § 523(a)(2)(A). A trial was held on October 21, 1993. Upon the evidence presented, the Court enters the following Findings of Fact and Conclusions of Law:

Findings of Fact

In November of 1990, defendants obtained...

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