MEMORANDUM OPINION
George L. PROCTOR, Bankruptcy Judge.
The chapter 7 trustee, Andrea A. Ruff, and two creditors, Sun Life Assurance Company of Canada ("Sun Life") and Valley National Bank ("Bank"), objected to debtor's claims of exemption for lottery winnings paid by annuity and for his Florida residence.
In the context of the adversary complaint, the trustee objected to the discharge of the debtor on the following theories: (1) the debtor claimed...
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