MEMORANDUM OF DECISION
GEORGE B. NIELSEN, Jr., Bankruptcy Judge.
I
On October 23, 1985, New York Life Insurance Company issued a policy insuring the life of Ruby Morris for $100,000.
The beneficiary designation listed Earl Morris, husband of the insured, as primary beneficiary. Children born of the marriage of Earl Morris and the insured were secondary beneficiaries.
On June 3, 1989, Ruby Morris was murdered. On March 6, 1990, Earl...
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