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O'ROURKE v. COLONIAL INS. CO.

No. 91-CA-169.

624 So.2d 84 (1993)

Betty L. O'ROURKE and Daniel O'Rourke v. COLONIAL INSURANCE COMPANY OF CALIFORNIA.

Supreme Court of Mississippi.

September 2, 1993.

Attorney(s) appearing for the Case

Dana J. Swan, Chapman Lewis & Swan, Clarksdale, for appellant.

Marc A. Biggers, Upshaw Williams Biggers Page & Kruger, Lonnie D. Bailey, Upshaw William Firm, Greenwood, for appellees.

Before DAN M. LEE, P.J., PITTMAN and JAMES L. ROBERTS, Jr., JJ.

JAMES L. ROBERTS, Jr., Justice, for the Court:

The O'Rourkes, residents of Tennessee, were involved in an accident with an uninsured motorist ("UM") on April 29, 1988 in DeSoto County. The 1988 Oldsmobile they were driving was insured by State Farm, with UM coverage of $50,000/$100,000. The O'Rourkes also owned a 1981 Toyota, insured by Colonial with UM coverage of $100,000/$300,000. The Colonial policy did not cover the Oldsmobile and contained an "owned vehicle...

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