JOHNSON, Judge.
Southeastern Bank, formerly known as the Darien Bank, brought suit against Wayne Renfro as guarantor of a promissory note. Although the parties refer to Renfro as a co-signer, it is clear from the loan instrument that he was a guarantor. The loan was secured by collateral listed on a UCC-1 Financing Statement, including various boats and motors. The bank required a guarantor on the note because the loan officer did not know the maker. Renfro testified...
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