The infant plaintiff, a passenger in defendant Mercado's vehicle, seeks to recover damages for personal injuries allegedly sustained in a June 18, 1988 two-car automobile accident. Mercado's automobile had policy liability limits of $100,000/$300,000 and $100,000 underinsurance coverage. The owner and operator of the other vehicle, the defendants Nieves, had $10,000/$20,000 liability coverage; their insurer has offered its policy limit of $10,000 in settlement of plaintiff...
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