MEMORANDUM OPINION
JOHN T. FLANNAGAN, Bankruptcy Judge.
Plaintiff appears by William F. Schantz of the Office of the United States Trustee. Defendant Harrold E. Jones ("Jones") of Wichita, Kansas, appears pro se. Defendant Harrold E. Jones Agency, Inc. (the "Jones Agency"), does not appear by counsel as required by the rules of this Court, but Harrold E. Jones, its principal shareholder, purports to act on its behalf in these proceedings.<...
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