BACKGROUND
JOHN C. NINFO, II, Bankruptcy Judge.
On August 14, 1992 the debtor, Scott B. Chapin, (The "Debtor") filed a petition initiating a Chapter 7 case. On his schedules the Debtor listed Hartford Insurance Group, Inc. ("Hartford") as a creditor holding a New York State Supreme Court judgment against him in the amount of $20,279.00 (the "Hartford Judgment"). The Hartford Judgment was a default judgment obtained in an action commenced by Hartford as the...
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