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PRICE v. FCC NAT. BANK

Nos. 92-3106, 92-3261.

4 F.3d 472 (1993)

George K. PRICE, Harry L. Schuman and Sharon Rosen, Plaintiffs-Appellants-Cross-Appellees, v. FCC NATIONAL BANK, Defendant-Appellee-Cross-Appellant.

United States Court of Appeals, Seventh Circuit.

Reargued June 2, 1993.

Decided August 18, 1993.

Attorney(s) appearing for the Case

Arthur T. Susman (argued), Susman, Saunders & Buehler, Aaron S. Wolff, Chicago, IL, for plaintiffs-appellants in No. 92-3106.

Arthur T. Susman (argued), Terry Rose Saunders, Terrence Buehler, Susman, Saunders & Buehler, Chicago, IL, for plaintiffs-appellees in No. 92-3261.

Lynn A. Goldstein (argued), John C. Simons, First Nat. Bank of Chicago, Chicago, IL, for defendant-appellant.

Before CUDAHY, RIPPLE and KANNE, Circuit Judges.

CUDAHY, Circuit Judge.

FCC National Bank (FCC) offers Visa and MasterCard bank credit cards under the name "First Card." The privileges and obligations of holding a First Card, which the plaintiffs here all have, are set forth in the cardholder agreement (the agreement). Before April 1991, the agreement provided that all cardholders had 25 days after the receipt of a billing statement to pay any outstanding balance without incurring a finance charge. This so-called...

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