Defendants Citibank, N.A. and Citicorp Credit Services (hereafter collectively, "Citibank") issued three credit cards to plaintiff: a Preferred Visa (credit line $5,000); a Preferred MasterCard (credit line $6,500); and a MasterCard (credit line $1,500). The cardholder agreements provided that the cardholder would be in default if he or she did not pay an installment on time or exceeded the credit line without permission, and that upon default Citibank could demand immediate...
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