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IN RE SHURLEY

Bankruptcy No. 92-70484-RBK.

163 B.R. 286 (1993)

In re Billy R. SHURLEY and Jane Bryant Shurley, Debtors.

United States Bankruptcy Court, W.D. Texas, Midland-Odessa Division.

October 6, 1993.

Attorney(s) appearing for the Case

John P. Higgins, Payne & Blanchard, L.L.P., Dallas, TX, for debtors, Billy R. Shurley and Jane Bryant Shurley.

Michael G. Kelly, Odessa, TX, for Dennis Elam, Chapter 7 Trustee.

Eric J. Taube, Austin, TX, for Texas Commerce Bank — Austin, N.A.

Henry H. McCreight, Jr., Houston, TX, for Texas Commerce Bank — San Angelo, N.A.

OPINION

RONALD B. KING, Bankruptcy Judge.

Objections to exemptions, filed by the Trustee and two creditors, raise two issues: (1) a factual issue regarding the value of certain jewelry and furs; and (2) a legal issue as to whether under Texas law an exemption of the cash surrender value of life insurance policies is limited under the Texas Property Code or unlimited under the Texas Insurance Code.

Billy R. Shurley and Jane Bryant Shurley ...

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