MEMORANDUM AND ORDER
WILLIAM A. HILL, Bankruptcy Judge.
The plaintiff-creditor, First International Bank (Bank), commenced the above-entitled adversary proceeding by complaint filed on April 6, 1993, seeking a determination that outstanding indebtedness which arose from credit card advances and purchases on the debtors' joint account was nondischargeable pursuant to sections 523(a)(2)(A), 523(a)(2)(B), and 523(a)(2)(C) of the Bankruptcy Code. The Bank further...
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