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IN RE COX

Bankruptcy No. 91-82729. Adv. No. 91-8213.

162 B.R. 191 (1993)

In re Bobby Gene COX and Verna Jean Cox, Debtors. HERITAGE FEDERAL CREDIT UNION, as Successor in Interest to Knox County School Employees Credit Union, Plaintiff, v. Kimberly K. COX, Bobby Cox, Verna Cox, B.J. Bellemey, Edward E. Beasley, Dean L. Johnson, d/b/a D & E Investments, and Unknown Owners, Defendants.

United States Bankruptcy Court, C.D. Illinois.

December 29, 1993.

Attorney(s) appearing for the Case

Francis Van Hooreweghe, John P. Harris, Moline, IL, for Heritage Federal Credit Union.

Barry M. Barash, Galesburg, IL, for Cox defendants.

OPINION

WILLIAM V. ALTENBERGER, Chief Judge.

The basic facts in this matter are not disputed. The Debtors (DEBTORS) were indebted to the KNOX COUNTY SCHOOL EMPLOYEES CREDIT UNION (CREDITOR). They wanted to borrow additional funds secured by their residence, but could not, as such additional borrowing would exceed the CREDITOR's internal lending limits. The CREDITOR's then manager suggested that they could avoid the internal lending limits by conveying title...

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