DOUGLAS, J.
R.C. 1339.63 provides, in part:
"(1) `Beneficiary' means a beneficiary of a life insurance policy, an annuity, a payable on death account, an individual retirement plan, an employer death benefit plan, or another right to death benefits arising under a contract.
"* * *
"(B)(1) Unless the designation of beneficiary or the judgment or decree granting...
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