SCHWARTZ, Chief Judge.
There is no evidence that the insurance company in this case took any action to lead the insured to believe that the latter's broker had actual or apparent authority to collect premiums as an agent of the carrier. Compare Equitable Life Assur. Soc. of U.S. v. Mittelhauser, 130 Fla. 794, 178 So. 559 (1938); Nationwide Mut. Ins. Co. v. Mason,
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