DeMOSS, Circuit Judge:
I.
The Federal Deposit Insurance Corporation (FDIC) requires all member banks to purchase insurance coverage under Savings and Loan Blanket Bond Standard Form No. 22 (Form 22). Form 22 provides insurance against, among other things, loss by fraud or dishonesty of Savings and Loan employees discovered during the term of the bond.
Empire Savings and Loan Association (Empire), a Texas Savings and Loan and its predecessor, Town...
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