WESLEY E. BROWN, Senior District Judge.
The Plaintiff-Appellee Gayle Capstick filed this case against his automobile insurer, Defendant-Appellant Allstate Insurance Company, for damages for breach of contract, and bad faith refusal to pay an insurance claim after his auto was totally destroyed in a fire on January 11, 1990. By letter dated February 16, 1990, Allstate refused to pay the claim, telling Capstick that the "fire appears to be of incendiary origin for which...
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