WATSON, Justice.
After receiving personal injuries in an automobile collision, Dr. Zahur Azhar claimed damages from State Farm Mutual Automobile Insurance Company, the liability insurer of the other car and also his uninsured/underinsured carrier. State Farm paid Dr. Azhar $25,000 as the liability insurer of Shannon Holmes and $35,000 as his underinsured carrier. At trial, a jury fixed Dr. Azhar's total damages at only $28,600, reduced...
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