STATEMENT OF THE CASE
NAJAM, Judge.
Defendants-Appellants, Robin R. Campbell and Jo Ellen West, as her next friend ("Robin"), and Lana K. Campbell and Danny and Leah Campbell, as her next friends ("Lana"), appeal from a declaratory judgment that there was no liability coverage and no duty to defend or indemnify under the omnibus clause in an insurance policy ("Policy") which Plaintiff-Appellee, Statesman Insurance Company ("Statesman"), issued to...
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