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REYNOLDS v. SHELTER MUT. INS. CO.

No. 92-1266.

852 S.W.2d 799 (1993)

313 Ark. 145

Doyle REYNOLDS and Alma Lou Reynolds, Appellants, v. SHELTER MUTUAL INSURANCE COMPANY and Wayne Scoggins, Appellees.

Supreme Court of Arkansas.

May 10, 1993.

Attorney(s) appearing for the Case

Holly Smith, Lewis Jones, Fayetteville, for appellants.

James M. Roy, Jr., Springdale, for Shelter Mut. Ins. Co.

Stephen M. Schwartz, Springdale, for Wayne Scroggins.

CORBIN, Justice.

This appeal originated as a suit by the insureds against their insurer. Appellants, Doyle and Alma Lou Reynolds, purchased farmerowners insurance for their poultry farm from appellee Wayne Scoggins, who is an agent for appellee Shelter Mutual Insurance Company. A severe winter storm caused damage to four structures and their contents on appellants' farm. Appellants reported the damages to Shelter and Shelter refused to pay the claim stating that appellants...

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