OPINION
LARSEN, Justice.
This case requires us to decide whether the provisions of Tex.Prop.Code Ann. § 51.002(d) (Vernon Supp.1993) apply retroactively. That statute requires that written notice of intent, with a 20-day period for debtors to cure default, precede acceleration of a note on residential real estate. We hold the provisions of Section 51.002(d) are retroactive as they are procedural, do not affect substantive rights, and are remedial...
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