GLAZE, Justice.
This case on appeal largely centers upon appellant Farm Bureau Mutual Insurance Company's motion to dismiss and its Rule 12(b) defenses of insufficiency of process and lack of personal jurisdiction, and whether Farm Bureau in some manner waived these defenses below. Farm Bureau also asserted below that Rule 11 sanctions or penalty and attorneys' fees under Ark.Code Ann. § 16-22-309 (Supp.1993) should have been imposed against the Campbells.
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