BERREY, Judge.
Northern Assurance Company of America appeals from a summary judgment entered against it by the Clay County Circuit Court. The Marshalls, respondents herein, were insureds of Northern Assurance Company of American ("NACA"). On or about July 14, 1989, while so insured, Carolyn Marshall was involved in an automobile accident with William G. VanDruff, Jr. VanDruff was a Kansas resident and an underinsured motorist under the terms of the policy of insurance...
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