STEPHEN H. ANDERSON, Circuit Judge.
Appellants Harold and Theresa Wicks ("debtors") filed a Chapter 13 Bankruptcy Petition on March 28, 1991. In their Chapter 13 Plan filed on April 23, 1991, they proposed to "bifurcate" the claim of Appellee, Independence One Mortgage Corporation ("IOM"), the holder of a note secured by a mortgage on the debtors' principal residence. Specifically, the debtors sought to reduce IOM's lien to the stipulated value of the residence, in...
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