OPINION
LEDERBERG, Justice.
This declaratory judgment action was certified to this court by the Providence County Superior Court pursuant to G.L. 1956 (1985 Reenactment) § 9-24-25 and Rule 72(a) of the Superior Court Rules of Civil Procedure. At issue is the coverage provided by the automobile-insurance policy issued by the plaintiff, Aetna Casualty & Surety Company (Aetna), to the defendant, motorist Raymond J. Sullivan, Sr. (Sullivan). Although...
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