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  5. 865 S.W.2d 443 (1993)
 

WARD v. SCHILLINGER

Nos. 62142 to 62144.

865 S.W.2d 443 (1993)

Yvonne WARD, Plaintiff/Respondent/Cross-Appellant, v. Jake SCHILLINGER and State Farm Life Insurance Company, Defendants/Appellants/Cross-Respondents, and Charles Ward, III and Krystal Hogan, Intervenors/Appellants.

Missouri Court of Appeals, Eastern District, Division Three.

November 23, 1993.

Attorney(s) appearing for the Case

Kathi L. Chestnut, St. Louis, for Jake Schillinger and State Farm.

R. Michael Fischer, Clayton, for Charles L. Ward, III and Krystal Hogan.

Coggan R. Mills, Sally Austin Mills, Clayton, for respondent.

STEPHAN, Judge.

Yvonne Ward, the widow of decedent Charles L. Ward, Jr., brought this action in October 1989 against State Farm Life Insurance Company ("State Farm") and Jake Schillinger, its alleged employee, for negligence and fraudulent misrepresentation. Yvonne Ward claimed that Schillinger was negligent and that State Farm was negligent under a theory of vicarious liability for Schillinger's failure to list Yvonne Ward ("Widow") as the beneficiary on decedent...

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