OPINION
PETERSON, Judge.
Respondent Johnny Aguilar commenced this action against appellant Texas Farmers Insurance Company (Texas Farmers) asserting that a choice of law analysis was necessary, that Minnesota law applied, and that, under Minnesota law, underinsured motorist (UIM) benefits were to be provided on an "add on" basis. Texas Farmers moved for summary judgment. Texas Farmers agreed that Minnesota law applied, but asserted that, under Minnesota...
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