OPINION
HUSPENI, Presiding Judge.
Progressive Casualty Insurance Company commenced this declaratory judgment action seeking a determination that James Watroba was insured under a personal automobile policy issued by Northland Insurance Companies and a commercial auto policy issued by Granite State Insurance Company. Northland moved for summary judgment, contending Watroba was "carrying property for a fee" and, therefore, coverage was excluded. Granite State...
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