ABRAMS, J.
The defendant, Bay State Health Care, Inc. (Bay State), appeals from a declaration that the proceeds the plaintiff, Eleanor Meyers, received from her underinsurance coverage, see G.L.c. 175, § 113L (1990 ed.), were not subject to the statutory lien provided to health maintenance organizations by G.L.c. 111, § 70A (1990 ed.). The judge
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