GUIDRY, Judge.
The parties involved in this appeal are American Manufacturers Mutual Insurance Company (American), the plaintiff's, Andrea Segura, uninsured/underinsured motorist carrier, and the Louisiana Insurance Guaranty Association (LIGA) as successor to the now insolvent Dixie Lloyds Insurance Company.
On March 12, 1990, Andrea Segura was struck by a motor vehicle driven by Russell Goodie but owned by Melissa Frank as she attempted to cross St. Mary...
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