MEMORANDUM OPINION AND ORDER
A. THOMAS SMALL, Chief Judge.
This is an adversary proceeding brought by two chapter 7 codebtors, Oscar H. Coggin and Vanette B. Coggin, to avoid a lien claimed by Sears, Roebuck and Company on an air conditioner and a washer that the Coggins purchased from Sears and charged to their revolving Sears charge account. The Coggins contend that the liens are void because Sears failed to properly apply payments made on the account...
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