Plaintiffs own and operate Pioneer Homes, a log home construction and sales business in Warren County. Anticipating contracting with defendant Donald S. Rogers for the manufacture of logs and log siding, plaintiffs submitted an application on November 1, 1989 to defendant Norstar Bank of Upstate New York for a standby letter of credit in the amount of $15,000, naming Rogers as beneficiary. The standby letter of credit, which was provided...
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