CUMMINGS, Circuit Judge.
Keith Alan Powers ("Debtor") and Royce, Inc. ("Royce"), a rental company, dispute whether certain contracts are "true leases" or installment sales contracts under Section 1-201(37) of the Uniform Commercial Code (UCC). If the contracts are true leases, Royce will be able to repossess certain household goods from the bankrupt Debtor. If the contracts are installment sales, Debtor will retain possession of the goods and Royce will only receive...
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