In 1981 petitioner and her husband purchased a 75-foot by 100-foot lot in the Town of Bethel, Sullivan County. The lot was improved by a seasonal dwelling. Sometime thereafter petitioner began to winterize the premises so that the dwelling could be used as a year-round residence by herself and her three children. In 1989 a new septic system was installed on the property. Petitioner contends that the contractor who installed the system obtained...
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