In 1970 defendant issued a life insurance policy insuring the life of Donald Anderson (hereinafter the insured), then two years and seven months of age. The policy was purchased by the insured's father, who designated himself as the beneficiary and also designated himself as the policy's "rightsholder", i.e., the person having the right, inter alia, to change the policy's beneficiary and to assign the policy. The father further stipulated...
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