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CIHA v. IRONS

No. 92-1842.

509 N.W.2d 492 (1993)

Bradley J. CIHA and Kim Ciha, Appellants, v. Donald L. IRONS, Sr., Danny Joe Irons, and American Family Insurance Company, Appellees.

Supreme Court of Iowa.

December 22, 1993.

Attorney(s) appearing for the Case

Robert R. Rush and Jana L. Happel of Lynch, Dallas, Smith & Harman, P.C., Cedar Rapids, for appellants.

Marsha M. Beckelman and James P. Craig of Moyer & Bergman, Cedar Rapids, for appellees.

Considered by McGIVERIN, C.J., and HARRIS, LAVORATO, ANDREASEN, and TERNUS, JJ.

PER CURIAM.

The issue in the present case is whether American Family's "owned-but-not-insured" exclusion clause is authorized by Iowa Code section 516A.2(1) (1991) as an exclusion designed to avoid duplicate benefits. The plaintiffs, Bradley and Kim Ciha, argue that the exclusion is not authorized under Iowa Code chapter 516A. We believe that the clause is valid and affirm the judgment of the district court.

Bradley was injured on May 26, 1991, when the motorcycle...

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