Justice McCULLOUGH delivered the opinion of the court:
Plaintiffs Leon and Fela Bankier (Bankiers) filed a complaint against defendant First Federal Savings and Loan Association of Champaign (First Federal) alleging breach of contract by charging a prepayment penalty on a construction-permanent loan (count I), and consumer fraud pursuant to the Consumer Fraud and Deceptive Business Practices Act (Act) (Ill.Rev.Stat. 1989, ch. 121½, par. 261 et seq.) (counts...
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