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FERNANDEZ v. CIGNA PROP. & CAS. INS. CO.

188 A.D.2d 700 (1992)

Cindy Fernandez, Appellant, v. Cigna Property and Casualty Insurance Company et al., Respondents

Appellate Division of the Supreme Court of the State of New York, Third Department.

December 3, 1992

Mahoney, J.

In this action, plaintiff seeks to recover insurance proceeds for a fire loss. The facts are simple and undisputed. In 1988 plaintiff and her husband, Joseph Fernandez, purchased a broad form homeowner's insurance policy from defendant Cigna Property and Casualty Insurance Company (hereinafter Cigna) through its agent, defendant Lloyd D. Sprague & Sons, Inc. The policy covered their residence in the Town of Campbell, Steuben County. During...

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