HESS v. NORTH PACIFIC INSURANCE

No. 11594-1-III.

67 Wn. App. 783 (1992)

841 P.2d 767

TIMOTHY K. HESS, ET AL, Respondents, v. NORTH PACIFIC INSURANCE COMPANY, ET AL, Appellants.

The Court of Appeals of Washington, Division Three.

November 24, 1992.


Attorney(s) appearing for the Case

Richard C. Feltman and Feltman, Gebhardt, Eymann & Jones P.S., for appellants.

William A. Helsell, Robert N. Gellatly, and Helsell, Fetterman, Martin, Todd & Hokanson; Fred C. Pflanz, Beverly L. Anderson, and Winston & Cashatt, for respondents.

J. Tucker Miller, amicus curiae on behalf of Safeco Insurance Company.


THOMPSON, J.

North Pacific Insurance Company issued a homeowner's policy to Timothy K. and Georgianne H. Hess. The policy covered a dwelling used by Hesses as a summer cabin. On April 22, 1989, while the policy was in effect, the cabin was completely destroyed by fire.

Hesses made a claim under their policy for replacement cost of $43,182.10. North Pacific paid $20,000, the actual cash value of the destroyed dwelling, and rejected Hesses' replacement cost...

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